Medical Financing

Regenerative Medicine and Medical Financing

Regenerative medicine treatments, including stem cell therapy, often require a different financial approach. These treatments are generally not covered by insurance and are considered out-of-pocket expenses. However, multiple payment options exist to make these therapies more accessible. For additional support, you can explore our insurance resources available through Atlanta Integrative Medicine.

1. Pay with Funds from Pre-Tax Accounts

You can use Health Savings Accounts (HSA), Medical Savings Accounts (MSA), and Flexible Spending Accounts (FSA) to cover many of our treatments. These accounts allow you to pay for healthcare expenses using pre-tax dollars, which functions like a discount to make regenerative medicine more affordable.

Health Savings Account (HSA): A tax-advantaged savings account for individuals with high-deductible health plans, allowing contributions up to $4,150 (individual) or $8,300 (family) in 2024, with unused funds rolling over each year.
Flexible Spending Account (FSA): An employer-sponsored account that lets employees use pre-tax dollars for eligible healthcare expenses, typically subject to a “use it or lose it” policy. However, some plans may offer a grace period or a small rollover.
Medical Savings Account (MSA): A tax-free savings account for self-employed individuals or small business employees with high-deductible health plans, allowing contributions up to 75% (family) or 65% (individual) of the annual deductible for medical expenses.

2. Medical Financing with CareCredit

Atlanta Innovative Medicine partners with CareCredit to provide flexible financing options for your regenerative care needs. A CareCredit wellness credit card can help you manage the costs associated with your personalized treatment plan, allowing you to finance any out-of-pocket expenses with manageable monthly payments.

Visit our CareCredit profile to learn more and apply for your wellness credit card.

3. Medical Financing with Lending USA

If you’re interested in financing options with a FICO score requirement of 650 or higher, Lending USA offers an accessible solution for regenerative treatments at Atlanta Innovative Medicine. Lending USA provides a range of plans that make it easy to finance treatments not covered by insurance with affordable monthly payments tailored to your budget.

Visit Lending USA’s website to explore their financing options and see if you qualify.

4. Medical Financing with United Medical Credit

For patients with a FICO score of 580 or above, United Medical Credit offers flexible financing designed to help cover out-of-pocket costs for regenerative medicine. With competitive interest rates and flexible terms, United Medical Credit provides a way to finance treatments with payments that align with your financial situation.

Visit United Medical Credit’s site to review their plans and apply online.

Frequently asked questions

What types of payment options are available at Atlanta Innovative Medicine?

We accept various insurance plans, including those of major companies and Medicare. For out-of-pocket expenses, you can use Health Savings Accounts (HSAs), Flexible Spending Accounts (FSAs), or Medical Savings Accounts (MSAs) to cover eligible services. We also accept payment by cash and most credit cards. Additionally, we offer CareCredit for flexible financing options.

Our patient financial advocate is available to help you understand your coverage and payment options.

Do you offer medical financing?

Yes, we partner with options like CareCredit, allowing you to finance your treatments with flexible monthly payments. You can apply online and, once approved, use it to cover the costs of the services at Atlanta Innovative Medicine.

Individual results may vary. At this time regenerative therapies are not FDA approved. Neither Atlanta Innovative Medicine nor its physician affiliates promise regenerative therapies as a cure for any condition, disease, or injury.

Please either contact us through our form or call 770.416.9995 to learn more and discuss your options.

Regenerative Medicine.
Reimagined

Advanced hybrid therapies, including Mesenchymal Stem Cell therapy combined with different mechanisms of action that synergistically come together to support ultimate healing
More powerful PRP that’s customized, amplified and personalized
Therapies delivered by an experienced, compassionate team comprised of multidisciplinary experts in traditional and alternative medicine working as your team: Medical Doctors, Nurse Practitioners, Physiotherapists and Chiropractors
Advanced training through the American Academy of Orthopedic Medicine, the American Osteopathic Association of Prolotherapy Regenerative Medicine, and more

Discover what your pain might mean. Let’s help you get to the source.

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All content of this page is for informational purposes only and is not intended to serve as a substitute for the consultation, diagnosis, and/or medical treatment of a qualified physician or healthcare provider. Individual results may vary. Your medical professional can explain all the risks and potential benefits of any therapy based on your specific circumstances. At this time regenerative therapies are not FDA approved. Neither Atlanta Innovative Medicine nor its physician affiliates promise regenerative therapies as a cure for any condition, disease, or injury.

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